2026
Taxatierapport
Change Tracker
A plain-English tracker for Eindhoven buyers and homeowners who need to understand the renewed Dutch Model Taxatierapport Woonruimte 2026 before arranging a mortgage valuation.
Short Answer for Buyers
The 2026 model does not mean every buyer needs a different kind of valuation. It means the report model and supporting documents have been updated, and buyers should be more careful about report wording, property condition, sustainability inputs, and foundation-risk questions.
Send the advisor or lender wording before booking. Ask whether a validated, NWWI, physical, or hybrid route is allowed.
Mention the financing deadline immediately. Report type, inspection timing, and missing documents can slow the file down.
Collect inspection reports, known defect details, renovation plans, energy details, and any foundation-related documents.
What Changed in the 2026 Taxatierapport?
This tracker keeps the practical buyer interpretation separate from the formal report rules. Always let your lender, mortgage advisor, and certified appraiser confirm what applies to your file.
New model from April 1, 2026
NWWI states that the renewed Model Taxatierapport Woonruimte 2026 is active for valuation applications from April 1, 2026.
Updated report package
NRVT lists the April 2026 model report and supporting documents, including construction, energy, measurement, and renovation-related materials.
Textual clarifications
NWWI describes the most important change in its model summary as textual clarifications in the report and related appendices.
Foundation-risk attention
NHG guidance says the new report contains more concrete foundation-risk information based on KCAF data, with a risk class where available.
Lender assessment still matters
When extra foundation or condition questions appear, the lender decides how that information is weighed in the mortgage file.
Buyer preparation becomes more important
Buyers should prepare lender wording, deadlines, VvE details, renovation quotes, energy information, and known condition documents earlier.
Foundation Risk Classes
NHG explains that KCAF data can result in a foundation-risk class from A to E, where A is the lowest risk and E is the highest risk. If no class is available, that can also be stated in the report.
What Does This Mean
for Your Case?
Choose the closest situation. The page will show which questions and documents are most useful before requesting a mortgage valuation.
Buyer with mortgage deadline
Focus on report wording, the financing deadline, and the documents your lender expects before the taxatie starts.
2026 Taxatierapport Buyer Sheet
Print this page or save it as a PDF before you speak with your mortgage advisor, buying agent, or taxateur.
Questions to ask
Documents to collect
2026 Taxatierapport FAQ
Short answers for Eindhoven buyers and homeowners who need a valuation report after the 2026 model change.
When did the 2026 Model Taxatierapport Woonruimte start?
NWWI states that the renewed model is active for valuation applications from April 1, 2026.
Does the 2026 change mean my valuation will be rejected?
No. The change does not automatically mean a mortgage file is rejected. It means the report model and related information have changed, and the lender still decides how the report is assessed.
What is the main thing buyers should do differently?
Prepare earlier. Save the exact advisor or lender wording, confirm the report route, and collect condition, energy, VvE, renovation, and deadline information before requesting the valuation.
What does foundation risk mean in the report?
NHG says the new report includes more concrete foundation-risk information based on KCAF data. The risk class can run from A to E when available.
Does a higher foundation-risk class always require extra research?
Not always. NHG says a D or E class can give the taxateur reason to prescribe additional research, while the lender decides how the file is assessed.
How should I use this update page?
Use it as a preparation tracker before you discuss the property, report route, and mortgage file with your mortgage advisor, lender, or certified appraiser.
Official References
These are the public references used to keep this tracker aligned with the Dutch valuation-report context.
Need a Mortgage Valuation After the 2026 Change?
Start with the request form. During intake, the property address, deadline, advisor wording, and needed documents can be clarified before report work starts.